Applying for Financial Aid at CIU
我们期待你成为CIU的一名学生. 这是你申请经济援助所需的信息.
如果你需要更多的帮助，请不要犹豫 email 请致电(803)807-5036或到校园行政大楼拜访我们.
- 1. CIU Admissions Application
-
Complete the application online.
- 2. 完成FAFSA -免费申请联邦学生援助
-
The quickest way to apply for federal aid is online. 你需要CIU的学校代码是003429.
- You will also need a new Federal Student Aid ID and password.
- If you are a dependent student, 其中一位家长(其信息在FAFSA上)也需要一个FSA ID来签署电子申请. We have a list of FAFSA tips to help you with this process.
在完成FAFSA后大约两周内, 你会收到一封来自CIU财务援助办公室的电子邮件.
- 3. 完成缺失的财政援助文件文件.
-
- Log in to MyCIU and go to Financial Aid.
- 在左侧，点击“我的经济援助”，然后点击“菜单”，然后点击“文件”." Submit any missing documents.
- 如果你不打算使用学生贷款，你不需要提交贷款文件(入学咨询和主本票).
- 如果你被教育部选为 verification，填写并提交所需文件.
- 4. Accept and/or Decline Awards
-
您将通过电子邮件收到获奖通知. You will need to log in to MyCIU 接受或拒绝提供的经济援助奖励.
Financial Aid Options
As a CIU student, 你可能有资格获得各种经济援助，以追求你的教育目标，因为你为建立在你对服务的热情基础上的职业做准备, whether in the marketplace or ministry. 这种援助可以包括公共和私人援助的结合 scholarships and grants, loans, as well as student employment opportunities on- and off-campus.
要确定可用的援助，请选择以下适用于您的课程的选项.
助学金和奖学金是支付研究生或神学院学费的好方法，因为不像贷款, they don’t require repayment. For more information, view the CIU Graduate Scholarships and Grants page.
支付大学学费的联邦援助可以从几个不同的项目中获得. 这些包括佩尔助学金和联邦补充教育机会补助金, as well as the Federal Work-Study Program, and subsidized loan programs. 补助金主要是基于经济需要.
Federal Loans
申请联邦贷款的资格要求你至少注册一半的时间, 在合格的学位或证书课程中获得学位，并参加学位所需的课程. If you are awarded a loan, 你必须接受这个奖项，并完成入学咨询和主本票.
你可以选择在大学期间支付利息或推迟支付. 本科生可获得贷款.
Federal Grants
与贷款不同，助学金不需要偿还. 政府为合格的本科生提供两项联邦助学金——联邦佩尔助学金和联邦补充教育机会助学金.
You must demonstrate financial need, 根据您或您的父母在FAFSA上提供的信息. 只有有资格获得联邦佩尔助学金的学生才有资格获得联邦补充教育机会助学金.
Federal Work Study
联邦勤工俭学计划允许你在校内或校外兼职工作. 勤工俭学奖学金是基于经济需要.
Undergraduate Federal Aid Options
| Award | Eligibility Requirements | Award Amount | Renewal Policy |
|---|---|---|---|
| AwardFederal Direct Loan Subsidized/Unsubsidized (dependent student) | Eligibility RequirementsFor students with demonstrated need. U.S. government pays the interest while student is in school; unsubsidized loan is awarded if need is met. | Award AmountLoan Limits: 新生5500二年级6500三年级和四年级7500 |
Renewal PolicySubmit FAFSA annually |
| AwardFederal Direct Loan Subsidized/Unsubsidized (independent student) | Eligibility RequirementsFor students with demonstrated need. U.S. government pays the interest while student is in school; unsubsidized loan is awarded if need is met. | Award AmountLoan Limits: 9500大一10,500大二12,500大三和大四 |
Renewal PolicySubmit FAFSA annually |
| Award联邦本科生直接贷款 (PLUS) | Eligibility RequirementsParents of dependent undergraduate students | Award Amount学费减去其他经济资助 | Renewal PolicySubmit FAFSA annually |
| AwardFederal Pell Grant | Eligibility RequirementsBased on financial need; awarded based on the financial information provided on your FAFSA. You cannot already have a bachelor's degree. | Award AmountMaximum of $7,395 | Renewal PolicySubmit FAFSA annually |
| Award联邦补充教育机会补助金 (SEOG) | Eligibility Requirements有特殊经济需要的佩尔助学金获得者 | Award AmountVaries | Renewal PolicySubmit FAFSA annually |
| AwardFederal Work-Study Program | Eligibility RequirementsBased on financial need | Award AmountVaries | Renewal PolicySubmit FAFSA annually |
联邦资助的研究生学费可以从几个不同的项目中获得. 这些贷款包括无补贴贷款、联邦勤工俭学项目和毕业生助学贷款.
Federal Loans
申请联邦贷款的资格要求你至少注册一半的时间, 在合格的学位或证书课程中获得学位，并参加学位所需的课程. If you are awarded a loan, 你必须接受这个奖项，并完成入学咨询和主本票.
你可以选择在大学期间支付利息或推迟支付. 研究生和神学院学生可以获得贷款.
Federal Work Study
联邦勤工俭学计划允许你在校内或校外兼职工作. 勤工俭学奖学金是基于经济需要.
Graduate Federal Loan Options
| Award | Eligibility Requirements | Award Amount | Renewal Policy |
|---|---|---|---|
| AwardFederal Direct Loan Unsubsidized (Low-interest federal loan. Interest begins accruing immediately. Repayment is deferred for one-time, 毕业后6个月的宽限期或半学期以下入学.) | Eligibility RequirementsStudent must be enrolled at least half-time. Interest accrues during all periods. | Award AmountLoan Limits: Up to $20,500 per year |
Renewal PolicySubmit FAFSA. 完成主本票和入学咨询. 必须保持令人满意的学业进步. |
| AwardFederal Direct Loan PLUS Loan (适用于无补贴贷款用尽后符合条件的学生.) | Eligibility RequirementsStudents must be enrolled at least half-time. Interest accrues during all periods. Additional application required. Credit check required. | Award Amount学费减去其他经济资助. | Renewal PolicySubmit FAFSA. 完成PLUS贷款申请，PLUS贷款本票，PLUS贷款入学咨询. 必须保持令人满意的学业进步. |
- Eligibility Requirements: Rank in the top 75% of high school class; OR 2.7+ GPA; OR 900+ SAT or 19+ ACT
- 奖励金额:每年由总会决定
- How to Apply: Submit FAFSA by August 1st
- Renewal Policy: Submit FAFSA by August 1st; complete minimum 24 credit hours per academic year; sign SC certification form
- 资格要求:学术优秀(详情请联系高中指导顾问.)
- Award Amount: $6,700 freshman year; $7,500 sophomore; junior and senior years
- 如何申请:由高等教育委员会颁发
- Renewal Policy: Maintain 3.0 GPA and complete 30 hours per academic year; sign SC certifications form
- 资格要求:必须满足以下三个中的两个.0+ high school GPA based on the SC Uniform Grading Scale; 1100+ SAT/24+ ACT; or top 30% of graduating class
- Award Amount: $5,000
- How to Apply: Awarded based on high school transcript for freshman year; awarded based on college transcript after freshman year
- 续期政策:保持累积生活GPA为3.0+; complete 30 credit hours per academic year; sign SC certification form
- 资格要求:高中平均成绩3分.0+ based on the SC Uniform Grading Scale
- Award Amount: $2,800
- How to Apply: Awarded based on high school transcript for freshman year; may qualify for LIFE Scholarship based on college transcript after freshman year
- Renewal Policy: Not renewable. 第一年后，你可能有资格获得LIFE奖学金.
南卡罗来纳州为科学或数学专业的Palmetto研究员和LIFE奖学金获得者每年提供2500美元的奖励. To receive the Enhancement, 学生必须是二年级或以上的学生，并且满足一年级的要求.
多年来，慷慨的朋友和校友一直通过各种助学金和奖学金支持CIU的学生. 经济援助办公室与每个学生单独合作，根据入学时的资格确定最佳的整体经济援助方案. CIU Scholarships and Grants are available 全日制学生在秋季和春季学期注册，不授予暑期课程.
联邦贷款通常是最好的选择，应该是你首先考虑的. 国会通过的法律规定了联邦贷款的利率和费用，并明确了这类贷款的条款和条件.
然而，私人贷款，也被称为替代贷款，提供了另一种借款选择. Although the FAFSA is not required, 私人贷款可能有不同的利率和有限的还款选择. 你应该把替代贷款作为“最后的选择”.
您可以使用一个工具来审查和比较私人贷款机构 Credible website.
CIU的金融援助办公室不认可、推荐或推广任何私人贷款贷款人. 可信上显示的列表不是首选贷方列表, 他们也不能代表所有提供私人教育贷款的贷款人. CIU将为您选择的任何贷款人证明私人教育贷款请求, regardless if they appear on Credible or not.
你选择的贷款人将为你提供当前的利率, processing fees, and co-signer requirements. The lender, 基于学生和担保人的信用, determines interest rates for loans.
CIU与各种组织合作，为我们所有项目的学生提供学费折扣. 这些组织包括教会、非营利组织、学校、间隔年和企业. 如欲查询CIU是否与您所关联的组织有合作关系，请按 check out our partnership page.
CIU为全日制学生提供每学期500美元的折扣，为全职工作或志愿急救人员的兼职学生提供每学期250美元的折扣.
CIU offers active-duty service members, veterans, 以及他们符合条件的配偶的教育福利，以学费折扣的形式. For more detailed information, please check out our Military page.
CIU works with all branches of the U.S. 帮助使用联邦学费援助来帮助支付现役军人学生的学费和杂费. 请查看我们的军事页面了解更多信息.
CIU与退伍军人事务部合作，促进使用退伍军人福利来支付我们的退伍军人学生和/或他们的配偶和子女的学杂费. For more information, please check out our Veteran's Benefits page.